Recreational Vehicle Insurance in Richmond and Petersburg, VA
Coverage from a standard auto policy may fall short for motorhomes, fifth wheels or campers. ABC Latinos Insurance & Multiservices offers recreational vehicle (RV) insurance for Virginia RV owners and buyers to help close those gaps.
What Does RV Insurance Cover?
A typical RV insurance policy may include coverage such as: 
- Roadside assistance coverage can help with towing and breakdown support while you’re traveling.
- Collision coverage may cover the cost of repairs or replacement after an accident, regardless of fault.
- Liability coverage can help pay for injuries or property damage you cause to others while operating your RV.
- Comprehensive coverage may cover noncollision damage, including theft, fire, vandalism and weather events.
- Full-timer coverage can provide expanded coverage for those who use their RV as a full-time residence.
- Personal belongings coverage may cover personal items and equipment stored in your RV.
- Vacation liability coverage can provide coverage while your RV is parked and used as a temporary home.
Who Needs This Policy?
If you finance or lease an RV, your lender may require physical damage coverage. Even without a loan, using an uninsured RV can lead to out-of-pocket costs. RV insurance can help when you camp, travel between states or have regular passengers.
How Much Does Coverage Cost?
The cost of RV insurance can depend on your vehicle type, how much you use it, your driving record and the coverage you choose. In most states, carrying liability coverage at or above the state minimum is required. That minimum level of coverage may not go far enough if a major accident occurs.
Learn More
Contact ABC Latinos Insurance & Multiservices today to get a free custom quote and find coverage that fits your budget and needs.